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Texas insurance companies may sell several types of policies. If a company offers you a policy with less coverage than you want, ask if other policies are available. You may also be able to add endorsements to your policy for additional coverage. Purchasing a home insurance policy doesn’t have to be confusing. Contact our expert home insurance agents to find out about the different Texas Homeowners Insurance Policy Types and which one offers the best protection for your valuable investment. The two home policy types that are sold in Texas are:
Note about replacement cost and actual cash value:
10 Comments
6/29/2022 07:52:27 am
Most will require a replacement cost estimate on your policy before providing coverage. I truly appreciate your great post!
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7/5/2022 11:44:25 am
These policies offer more limited protection than an all-risk policy and cover only the causes of loss specifically named in the policy. I’m so thankful for your helpful post!
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7/8/2022 09:44:27 am
Most will require a replacement cost estimate on your policy before providing coverage. Thank you for making this such an awesome post!
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8/11/2022 10:42:08 am
Depreciation decreases your value due to age or wear and tear. If your home is destroyed and you only have actual cash value coverage, you may not be able to completely rebuild your home. Informative post, thank you so much!
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9/6/2022 02:05:48 pm
You may also be able to add endorsements to your policy for additional coverage. Purchasing a home insurance policy doesn’t have to be confusing. Thank you for taking the time to write a great post!
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9/21/2022 12:56:38 am
If your home is destroyed and you only have actual cash value coverage, you may not be able to completely rebuild your home. Thank you for sharing your great post!
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4/6/2023 10:41:23 am
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